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6 awesome money hacks for students that actually work

Purchasing that iced latte daily on your way to work? Forking out another £20 for a third meal out with your friends? All is fun and games till your wallet is high and dry.

Check out these simple money hacks that any student can implement.

1. Make the most of student discounts

The magic word for every student in the country is very simple: discounts! Try and shop where there are student discounts available. If you're a student and you're not in possession of an NUS card or Youth Discount account, you're losing out!

2. Save money on textbooks

I've always been astounded by the ridiculous prices university textbooks cost. On virtually every university campus across the UK, there are libraries available for students to use. Refrain from purchasing any new textbooks for the incoming academic year and search for any books you may need on your library's online catalogue.

If you really need to purchase any, peruse the used textbooks on Amazon to get a cheaper price. Second-hand books can be considerably cheaper due to wear and tear — and bingo, you've got a bargain!

Don't forget about the millions of online educational resources online. Google Scholar and GoogleBooks are also great places to snatch some texts for your extra study without breaking the bank.

3. Clean up on aisle 8!

If you regularly do your food shopping in the afternoon, think again. Most supermarkets perform their markdown on food items at 6 pm or later. Any items that the store is ready to throw away are are eligible for markdown, even if they're in perfect condition.

4. Buying and selling

I'm sure that you've got plenty of items that you haven't used in ages. I'm talking about that dress from New Look that your Aunt gave you for Christmas that you didn't like all that much. Or the handbag from River Island that you wore out once. Any items that you don't use much anymore can be sold online using websites such as Poshmark, eBay and Depop.

5. Student funding is not a secret

There are a number of bursaries, grants and scholarships on offer for students depending on various criteria e.g. location, gender, the area of study, etc. Take some time out this summer and do a little digging into what schemes might be available to you. Take note of the ones that you can apply for and start the prep for your application.

6. Online shopping

There's nothing better than settling down in your flat with a bag of Cheetos and going online to do some shopping. But, before you start adding your items to the cart, check to see if there are any vouchers or discounts available to you that might be better than your student discount — or that you might be able to use at the same time. It's also worth checking to see if there are any email sign-up offers for new customers.

If you're looking to purchase plane tickets, make sure you clear your cache and online browsing history. Companies will follow your internet searches, which rely on your history and cache. In turn, prices are raised based on this, so clearing your history will come in handy!

Remember: a penny saved is a penny earned

I get it — when you're young, why on earth would you want to think of savings?! Well, actually, millennials are the common demographic group who often fall victim to common financial vices — e.g the occasional yet ridiculously pricey Starbucks drink, restaurant meals, etc.

The motto with saving is quite simple — little by little. That's all it takes! Any income that you receive, put aside a little bit of it. It can be whatever you can afford, the point is to actually put some money aside on a regular basis. The lethal trap that many walk into is waiting for the next day to save your money. Don't wait, start now!

Once in a while you can definitely splurge and get that iced vanilla latte — but know that there are some great financial hacks out there that you can actively use as a student.

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